Foreclosure Laws in Jacksonville

Facts about Florida foreclosure

Florida has some unique and standard operating procedures the courts following during foreclosure.  King & Dolaghan, P.A., offers personalized attention to your case.  Our attorneys thoroughly explain how the foreclosure laws affect your case.

Call King & Dolaghan, P.A., to discuss your foreclosure and learn more about foreclosure law in Jacksonville.  Our attorneys have debt solution, real estate, and bankruptcy experience that we apply to your case.  We find the strategy that best meets your needs when you are facing debt problems.
Jacksonville foreclosure laws

Florida bases its laws on the federal statutes and the state’s needs.  Our lawyers provide a summary of Florida’s foreclosure regulations but remind you they are no substitute for professional experience:

• Lenders foreclose judicially and a judge hears the case

• The court severs counterclaims against lenders

• Lender must file a complaint with a request for an order to show cause

• Lender notifies homeowner by having him or her personally served or posting a notice of the hearing in a local newspaper if personal notification is not possible

• Hearing takes place 21 days after the lender notifies the homeowner or the notice’s first publication

• Florida requires lenders to notify homeowners only once

• Homeowner maintains right of redemption until clerk files the certificate of sale

• Lender can pursue deficiency for up to four years but only if the lender had the homeowner served personally

• Homeowner can request a trial to fix a deficiency’s amount

Rising foreclosure rates have led legislatures to consider new rules concerning foreclosure and bankruptcy.  King & Dolaghan, P.A., keeps clients up to date with the laws that may affect their cases.  Call our Jacksonville office to schedule a consultation.

Call 1-904-387-9886 to discuss foreclosure law in Jacksonville.